Share Rates $25 minimum investment
Annual Percentage Yield is accurate as of July 26, 2023. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Account Type Minimun Opening
Deposit
Minimum Balance
to Earn APY
Limitations* Dividend Rate Annual
Percentage
Yield
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Christmas Club Share Account $0.01 $0.01 Transfer & Withdrawal* 0.25% 0.25%
IRA Savings
$25.00
$50.00
Transfer*
0.50%
0.50%
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Regular Share Account
 
over $50.00
 
0.25%
0.25%
* For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.


Regular Certificates

Annual Percentage Yield is accurate as of November 28, 2023. Rates and other terms may change at any time without prior notice. *$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

  • Dividends will be compounded quarterly and will be credited quarterly.
  • If you close your share account before dividends are paid, you will not receive the accrued dividends.
  • Terms Dividend Rate  Annual Percentage Yield
    1 year 5.0% 5.09%
    * For additional information regarding the above accounts, please refer to the Truth-In-Savings Fee Schedule.

    Click for the compound interest calculator or click here for the APR calculator.