Coweta Cities & Co. EFCU Coweta Cities & County Employees Federal Credit Union NEWNAN The City of Homes
  Products                     
  Services                     
  About Us                     
  Applications               
 
Frequently Asked Questions

1. How long do I need to be a member before applying for a loan?
You need to be a member for 6 months or on your job 1 year or more. If you are on your job less than a year but had prior employment of longer than two years, you may be eligible to apply. Eligibility to apply does not guarantee the loan.

2. How do I change my payroll deduction?
You can stop by the Credit Union and sign a new payroll card or call the Credit Union and one can be mailed to you.

3. How many withdrawals can I make without a fee?
You can withdraw up to 6 times in a quarter without a penalty. If you surpass 6, there is a $5.00 charge for each one past 6. The quarters run Jan-March, April-June, July-Sept, and Oct-Dec.

4. Can I withdraw from my Christmas Club during the year?
Members can withdraw from their Christmas Club account with no penalty after November 1st of the calendar year. If a member withdraws from the account before November 1st, there is a $10.00 penalty.

5. If I no longer work for one of the employment groups in the Credit Union Charter, do I have to close my account?
No. Once a member, always a member.

6. If I close my account, how long must I wait to rejoin?
Once an account is closed that person must wait 6 months to rejoin given that person still works for one of the employment groups in the Charter.

7. When do I get a statement?
The statements are printed and mailed quarterly.

8. Does the Credit Union make home loans?
Not at this time.

CCCEFCU.ORG
Equal Housing Lender America's Credit Unions
All rights reserved.
National Credit Union Administration
About Us | Products | Services | Forms & Applications | Contact Us | Sitemap